Most startups required professional indemnity to protect them consequences of giving incorrect professional advice or consulting services to clients
Protects your startup from cyber incident response costs, cyber extortion and ransom payment, cyber crime & more
Protects you and your business against any liability if someone is injured on your premises or while you are providing your services
Protects executive directors, non-executive directors, Company Secretary or employees involved in the management of the organisation
Ensures coverage for any financial losses stemming from civil liability claims associated with the provision of your professional services throughout the policy duration.
Covers any direct financial loss your startup incurs due to dishonest actions undertaken by an employee during the coverage period.
Coverage extends to include any losses you may experience as a result of an investigation launched within the insurance period in response to accusations of defamation, libel, or slander.
Protects your business from any financial loss that may occur as a consequence of a cyber incident.
Offers reimbursement for any ransom payments that have been made directly due to a cyber extortion incident.
Covers any restoration expenses incurred directly as a result of a cyber incident.
Defends your business against any liabilities arising from injuries that occur on your premises or during the provision of your services.
Provides protection against claims made against your business related to products you've sold or supplied to a third party. This could involve a claim stemming from a defective product that caused injury to another person.
Provides coverage for any actions carried out by your agents, contractors, or employees while performing your services.
Offers protection for your business against claims made against managers, directors and officers within your company.
Provides coverage for claims made against your company and its subsidiaries.
Shields your company from claims made by prospective, current, or past employees.
A young player collapses while playing netball. You’re the coach but do not administer proper first aid and CPR leading to serious health complications for the player and added stress to the family.
A player was injured severely during a football league match for an A grade high school team. You suspected concussion, and knew this had occurred a number of times throughout the season, however each time you did not alert this or ensure the player left the field to properly recover and be medically assessed. This led to the parents claiming sustained short term memory loss, and difficulty learning in their final year exams.
You’re a football coach and conduct a game in a carpark rather than on the regular soccer field due to rain. A player ends up breaking their ankle from slipping over some oil. You can be sued for not playing the game at an appropriate and safe place.
A child gets injured while training for next season’s football season under your supervision. Turns out you were conducting the session without handing out the proper gear.
A player slips over a football that had not been cleared in the football field after a session, and fractures their ankle.
In a particularly wet season, your top team has missed three training sessions in a row. So that your players can continue to practice for the upcoming season, you arrange a new location for the group to train in a covered area. This was close to a residential area and led one student to damage an Audi that was parked nearby
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